Table of contents
- The Rise of Digital Trading in 2025
- Why You Must Understand Trading Platforms Before Investing
- The Risk Behind Easy Access
- Understanding Trading Platforms
- The Best Trading Platforms for 2025
- eToro: The Most Popular Social Trading Platform
- Interactive Brokers: The Top Option for Advanced Traders
- Trade Republic: Simple and Low-Cost in Europe
- Hapi: The Leading Option in Latin America
- Trii: A Regional Platform Focused on Education
- Market Trends Shaping Trading in 2025
- Essential Tips for Choosing a Trading Platform
The Rise of Digital Trading in 2025
Have you ever wondered why so many people are entering the world of stock trading, even without prior experience? Or perhaps you’ve noticed how digital platforms keep growing as millions of users search for new ways to invest. There’s a clear reason behind this trend: access to financial markets has never been easier or more affordable.
According to Business of Apps data presented in 2025, more than 145 million people used trading apps in 2024. This increase generated billions in revenue and reflects how people are transforming the way they manage money.
Why You Must Understand Trading Platforms Before Investing
Start with this key question: Do you want to truly understand how these platforms work, which ones stand out in 2025, and what criteria you should evaluate before choosing one?
If the answer is yes, this guide will give you clarity.
Here you’ll discover the leading platforms of the year, based on research from Fortune Business Insights and NerdWallet. You’ll also identify which one matches your profile—beginner or experienced.
The Risk Behind Easy Access
Investing today is as simple as downloading an app. But that ease does not remove risk. Studies show that 68% to 89% of users trading complex instruments like CFDs lose money quickly. Lack of financial education, excessive leverage, and poor strategy are the biggest factors.
This guide provides clear, practical, and evidence-based information to help you make better decisions.
Understanding Trading Platforms
What They Are and How They Work
Trading platforms are digital tools that let you buy and sell stocks, ETFs, bonds, and sometimes cryptocurrencies through an app or browser. They serve as a bridge connecting your capital to global markets.
Two decades ago, this bridge was expensive and slow. Today, technology has simplified everything dramatically.
Why They Are Growing So Fast
Fortune Business Insights estimates this market will exceed $10 billion in 2025, driven by:
- Widespread smartphone adoption
- AI-powered analysis and strategy
- Demand for simple, low-cost investing options
A Helpful Metaphor
Trading is like driving a sports car. It offers speed and freedom. But if you don’t know how to handle it, the risks rise. The same happens when you trade without proper preparation.
The Best Trading Platforms for 2025
Below is a detailed breakdown of the most recommended platforms, based on evaluations from Novatos Trading Club, Javi Linares, NerdWallet, Business of Apps, Invezz, and BrokerChooser.
eToro: The Most Popular Social Trading Platform
A Community-Based Learning Experience
Founded in 2007, eToro has become one of the most recognized platforms globally. With more than 38 million users, it stands out for its copy trading feature, which lets you replicate strategies from experienced investors.
Key Features
- Commission-free stocks and ETFs
- Fractional shares starting at $10
- Regulation by the FCA, CySEC, and ASIC
Pros and Cons
Pros:
- Easy to use
- Demo account
- Spanish-language support
Cons:
- Withdrawal fees
- Inactivity charges
Accessibility in Peru: High
Interactive Brokers: The Top Option for Advanced Traders
The Most Powerful Platform Today
Interactive Brokers is known for its depth, advanced tools, and wide asset selection. NerdWallet and Javi Linares consistently rank it among the best options for experienced traders.
Strengths
- Extremely competitive commissions
- Access to 50+ global markets
- Trader Workstation platform
Who It’s For
Ideal for experienced users seeking precision.
Challenging for beginners.
Accessibility in Peru: Medium-high
Trade Republic: Simple and Low-Cost in Europe
A User-Friendly Platform
Trade Republic has become popular in Europe thanks to its low, fixed-cost model. It offers access to thousands of stocks and ETFs.
Regulation and Availability
Regulated by BaFin, it features an intuitive app.
Its limitation: fewer advanced tools.
Availability in Peru: Partial
Hapi: The Leading Option in Latin America
Access to U.S. Markets for Local Users
Hapi is one of the most widely used apps in Latin America. It charges zero commissions on stocks and ETFs and is regulated by the SEC and FINRA.
Why Peruvians Prefer It
- Local deposits
- Spanish-language support
- Great for beginners
Its limitation: few advanced tools.
Trii: A Regional Platform Focused on Education
Ideal for New Investors
Trii offers investing plus financial education, making it especially attractive for beginners. It is supervised by Colombia’s financial authority.
Limitations
- Fewer assets than global platforms
- Variable commissions
Accessibility in Peru: Solid
Market Trends Shaping Trading in 2025
AI Integration
More platforms now use AI to analyze data, suggest strategies, and automate decisions.
Crypto Expansion
Cryptocurrency interest continues growing and is becoming integrated into traditional trading apps.
Fractional Share Popularity
Fractional shares make it possible to invest small amounts in top companies.
New Digital Ownership Models
NFTs continue evolving under better regulation and clearer use cases.
Regulatory Debate
In the U.S. and Europe, payment-for-order-flow models remain controversial, affecting brokers like Robinhood.
Essential Tips for Choosing a Trading Platform
For Beginners
According to Invezz, platforms with simple interfaces, educational tools, and Spanish support are ideal—especially eToro and Hapi.
Security First
Choose platforms regulated by recognized agencies like SEC, FINRA, FCA, or BaFin.
Also verify if they allow local deposits from Peru.
For Maximum Variety
Interactive Brokers stands out for its massive selection of instruments across dozens of markets.
For Low Fees
Hapi and eToro offer commission-free trades.
Trade Republic offers extremely low costs.
For Long-Term Investors
NerdWallet highlights Fidelity for its index funds and robust research tools.
How to Make the Best Decision
Choosing a trading platform will influence your financial education, your opportunities, and your long-term wealth. Each broker offers unique features, so consider your experience, goals, and risk tolerance.
This guide gave you updated information, market trends, and recommendations tailored to Peru and Latin America. Now it’s your turn to research, compare, and choose wisely.
If you want to keep learning about investments, trading, or financial tools, visit todaydollar.com.
Are you ready to take your finances to the next level?
Frequently Asked Questions about Trading Platforms
Why are so many people entering stock trading in 2025?
Access to financial markets has never been as easy or as economical as it is now. According to data from Business of Apps in 2025, over 145 million people used trading apps in 2024, seeking new ways to manage and increase their wealth.
What are trading platforms and how do they work?
Trading platforms are digital tools that allow you to buy and sell stocks, ETFs, bonds, and cryptocurrencies from an app or browser. They function as a simplified bridge between your capital and global financial markets, thanks to technology.
What are the main risks of trading despite its accessibility?
The ease of investment does not eliminate the risks. Various sources estimate that between 68% and 89% of those who trade complex instruments like CFDs lose money, mainly due to a lack of financial education, excessive leverage, and the absence of a clear strategy.
Which trading platforms are ideal for beginner users?
Sources like Invezz indicate that platforms with simple interfaces, integrated education, and Spanish support are ideal. eToro and Hapi stand out in this group, both known for their friendly approach and ease of use for those just starting to invest.
How can I choose a safe and regulated trading platform?
It is highly recommended to only trade with platforms regulated by globally recognized entities such as the SEC (USA), FINRA, FCA (UK), or BaFin (Germany). It is also crucial to verify if they allow local deposits and offer support in your region.
Which platform is the most suitable for advanced traders?
Interactive Brokers is the standard for advanced traders. It stands out for its power, its professional tools (such as Trader Workstation), its very competitive commissions, and its direct access to more than fifty global markets.
Key Takeaways
- Cada vez más personas están entrando en el comercio digital debido a la fácil y económica accesibilidad a los mercados financieros.
- Es crucial entender cómo funcionan los plataformas de trading y cuáles son las mejores opciones para principiantes y traders avanzados en 2025.
- A pesar de la facilidad de acceso, existe un riesgo significativo, ya que hasta el 89% de los traders de instrumentos complejos como los CFDs pierden dinero rápidamente.
- Se destacan plataformas como eToro y Hapi para principiantes, mientras que Interactive Brokers es ideal para traders avanzados.
- Las tendencias del mercado en 2025 incluyen la integración de IA, expansión de criptomonedas, y aumento de la popularidad de las acciones fraccionarias.